Foreign drivers are causing fewer and fewer accidents on Polish roads, according to the Polish Motor Insurers’ Bureau (PBUK). It reports that in 2025, drivers of vehicles with foreign number plates caused over 12,000 accidents in Poland, a figure 19.2 per cent lower than the previous year. Foreign motorists caused 2.9 per cent of all accidents and collisions on Polish roads in 2025. The previous year, this figure stood at 3.6 per cent.

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As in previous years, drivers of vehicles registered in Germany and Ukraine caused the most damage. Owners of vehicles registered across our western border were responsible for 3,300 incidents (compared with 4,100 the previous year), accounting for 27.6 per cent of all accidents and collisions caused by drivers of foreign vehicles. Meanwhile, drivers of vehicles registered across our eastern border caused 2,300 incidents (compared with 3,300 the previous year), accounting for 19.2 per cent of all such incidents. The Czech Republic (8.8 per cent share) and Lithuania (5.6 per cent) followed.
The decline in the number of incidents caused by drivers of vehicles with foreign number plates is, of course, a positive development. However, as PBUK points out, this does not alter the fact that we are still dealing with thousands of cross-border claims, the efficient settlement of which requires effective cooperation between insurers and national bureaux in the respective countries.

Representatives of this organisation remind us that, in the event of a collision with a foreign national, you should first and foremost note down the country of registration, the licence plate number, and the manufacturer's name of the at-fault driver’s vehicle, as well as details of their insurance – the name of the insurer and, depending on the country of registration, either the third-party liability insurance policy number or the Green Card number, together with its period of validity. If no one has been injured in the incident and there is no need to call the police, those involved should draw up a statement detailing the circumstances of the incident. The joint claim form, available on the PBUK website, is helpful for this purpose. It is also advisable to document the incident with photographs.

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The next step is to establish who in Poland handles claims settlement on behalf of the foreign insurer. This can be checked using the correspondent search tool available on the PBUK website. If the at-fault party’s insurer has a representative in Poland, the claim should be reported directly to them. However, if no agent has been appointed, or if the insurer’s details could not be established at the scene of the incident, the injured party may seek assistance from PBUK agents. The Bureau also provides information on how to proceed and the correct procedure for reporting the claim.