“I’ve seen signs with phone numbers for Blik transfers at bazaars and fruit and veg stalls next to bus stops, but I don’t think I’ve ever seen one with a street musician,” wrote one of cashless.pl’s readers in an email to the editorial team. He attached a photo taken at the Młociny metro station in Warsaw, showing a street artist collecting donations not only in cash. He had put up a sign with a phone number that people could use to support him via Blik.

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Cashless payments, thanks to the convenience they offer, are gaining ground in areas of life where cash was the king until recently. I am thinking, for example, of public administration offices, churches, public toilets, and bazaar stalls. Although the costs of processing card transactions are much lower than they were a dozen or so years ago, they can still be a barrier in places where transactions are few and far between or occur only seasonally, and where maintaining a terminal may not be cost-effective. In such situations, as shown in the attached image, Blik works well.

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Transfers to a BLIK phone number are offered by most banks operating in the Polish market. Most of them, if not all, offer this service free of charge, and transactions are processed almost instantly because the Express Elixir transfer system is used for this purpose. In Q1 2026, the number of Blik mobile transfers processed stood at 185.9 million, with a total value of PLN 31.8 billion.