This would probably have gone unnoticed were it not for one of our readers who, whilst studying Revolut’s financial report, came across information regarding the fintech company’s plans in Poland. “Revolut Bank UAB has received approval from the Polish Financial Supervision Authority to establish a branch in Poland,” the information states. According to unofficial sources at cashless.pl, the decision was issued in December 2025.

When asked for comment on the matter, Revolut’s press office referred cashless.pl to an interview given this week to "Dziennik Gazeta Prawna" daily by David Tirado, Revolut’s chief commercial executive. In an interview with the newspaper, the manager admitted that the company intends to open a branch in Poland. He indicated that the process involved would take between one and one-and-a-half years and that this would be a step towards expanding its offering in Poland, including mortgages. However, the Revolut representative did not comment on the decision from the Polish Financial Supervision Authority (KNF).

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However, the information contained in Revolut’s report has, in principle, been confirmed by the Financial Supervision Authority’s press office. “In mid-December 2025, the Polish Financial Supervision Authority (KNF) set out to Revolut Bank UAB the conditions in the public interest that a branch of a credit institution must meet while conducting business within the territory of the Republic of Poland,” reads the statement sent to the editorial team at cashless.pl by Jacek Barszczewski, the KNF’s press officer.

The spokesperson added that these conditions are intended to protect the interests of consumers, who will be the customers of Revolut Bank’s Polish branch. “The issuance of these conditions concluded the process of notifying the activities of the Lithuanian entity operating in Poland under the EU’s freedom of establishment,” wrote Jacek Barszczewski, but he emphasised that this process is not of a licensing nature. This means that Revolut may operate in Poland on the basis of a licence issued in Lithuania and does not require the consent of the Polish Financial Supervision Authority (KNF), but merely requires the Polish supervisory authority to receive notification from the home supervisory authority. He also added that the Revolut Bank branch in Poland is currently preparing to launch its operations and, once these commence, this information will be communicated to the public via the KNF website.

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It has been known since February 2025 that Revolut intends to establish a branch in Poland, as the National Council of Bailiffs (KRK) announced. From the Council’s perspective, this is particularly important. Operating in Poland under the so-called

European passport, Revolut is not part of the Ognivo system run by the National Clearing House (KIR). This system is used to exchange information between banks, and bailiffs use it to pursue, for example, individuals evading alimony payments. The launch of a branch in Poland will enable Revolut to join Ognivo.