According to the data collected by cashless.pl, at the end of December last year, clients of banks operating on the Polish market added over 2.6 million cards to mobile payments. We are talking first of all about solutions such as Apple Pay, Google Pay and HCE (contactless mobile payments available in the banking application) as well as Garmin Pay and Fitbit Pay.

Related: The most influential woman in the Polish payment industry in 2020

Over the past quarter, the number of cards added to mobile payments increased by approx. 300,000 It can be assumed that in reality both the total number of cards and the increase in Q4 last year may be larger, as some banks (e.g. mBank) provided Google Pay statistics only and others (e.g. PKO or Millennium) did not reveal any data for the last period.

According to conversations with bankers, Google Pay and Apple Pay have the most users in Poland. Unfortunately, it is not known how much exactly, because the statistics of individual systems are not disclosed by most banks. It is known, however, that Garmin Pay and Fitbit Pay (payments with wearable devices) are definitely less popular than payments with smartphones.

Related: The report "Mobile Banking and Mobile Payments in Poland 2019"

In terms of the number of cards added to digital wallets, Santander has the most customers, as in previous quarters. The next positions include ING, PKO, mBank, Millennium and Alior. It is worth noting the lack of Pekao in this ranking. Unfortunately, this institution consistently does not disclose statistics in this regard. It should also be noted that the number of cards added does not mean that the same number of customers use mobile payments. Some people may add the same card to different payment services. Others can use mobile payments with multiple cards.